Pet Insurance in India – Dr. Prashant Rathod (B.V.Sc.& A.H.)

Pet Insurance

Yes, now you can get an insurance policy for your companion pets and show that you care. Companies like New India Insurance, United India Insurance, and Oriental Insurance offers pet insurance policies and cover against diseases, accidents, disability, loss or theft, or even death while the policy is in effect. The pet insurance plans are approved by IRDA (Insurance Regulatory and Development Authority) and the rate of premium is between 3 – 5% of the sum assured. Sum assured depends on the species, breed, and other factors. These plans can be customized for dogs, cats, birds, and other animal species. Some companies offer third party liability cover, if a pet attacks, bites, or damages third party property. It is important to note that companies often demand detailed identification records, pedigree records, and a Veterinary Health Certificate by a qualified Veterinary Doctor at the time of proposing the insurance. Happy Pet Parenting.